Michael A Turpin

rection: Many traditional insurers are rolling out narrow-network plans and seeking to work closely with health-care providers, while hospital systems are launching their own insurance arms. Kaiser has been at it the longest, said Michael Turpin, executive vice president at USI Holdings Corp., a ma

"States' rights versus federal rights is first and foremost at the heart of the American judicial system and it is part of the embedded DNA of the United States," said Michael Turpin, an executive at USI, an insurance brokerage.

Michael Turpin, a national practice leader at broker and consultant USI Insurance Services, said one of his clients plans to drop coverage as soon as any competitor does. The client, a major entertainment industry company he declined to identify, will be at a financial disadvantage if it doesn't.